Commercial & Construction Insurance

You’ve worked hard; protect your investment.

No two businesses are alike, so it is best not to generalize about coverages. The categories of policies listed below are only an outline of the coverages available through our carriers. Each business is unique; your coverage should be designed specifically for you. Whatever your commercial insurance needs, Truex Insurance can design a protection program that’s right for you.

Commercial Auto

A commercial automobile insurance policy is required under most circumstances when the vehicle is used for business purposes, and meets certain other requirements.

Business Interruption

If your business suffers a property loss, it could cause the business to slow or close down while repairs are made.

Business Owners Package

A Business Owners Package policy, commonly called a “BOP,” contains most of the insurance coverages needed by most small businesses, all in one package.

General Liability

Liability insurance can protect you from serious financial losses should your business be sued, or held legally responsible, for an incident resulting in bodily injury or damage. Having the right information can help you choose the coverage that’s right for you.

Commercial Property

Commercial Property protects your business against the loss, or loss of use, of company property.

Commercial Umbrella

Most package policies provide a liability insurance limit of $1 million for any one loss, and $2 million in any one year.

Contractor’s General Liability

Contractor’s General Liability insurance is for residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners, or public and private construction projects.

Marine Liability

All forms of marine liability for marine contractors and construction, pile driving, boat, dock and marine products manufacturers, terminal operations.